The money that might never be
Jun. 23rd, 2008 11:12 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
eveglassSince September or so, when my grandmother passed away, I'd been aware that I'd be getting a modest inheritance cheque, once all the paperwork had been taken care of. After a number of repetitions of "it's almost ready," I finally had the cheque in my hands on the 13th.
A few vignettes:
May 17, 2008:
*deposits GST return in bank's ATM -- I had promised this money to my mom, for various reasons*
May 27, 2008:
*goes to bank with Mom to withdraw money*
Me: Hi, I'm here to withdraw my money.
Teller: Oh, sorry. There's a hold on it until tomorrow.
Me: *boggles* Um... it was a government cheque!
Teller: Yeah, but the ATM doesn't know that. Next time, come to the teller and we won't put a hold on it.
Me: *grumbles* Fine.
*leaves bank, gets money a few days later*
June 10, 2008:
*phone call with my father*
Dad: So, the cheque's ready, but we've post-dated it to the 15th (a Sunday), to make sure the funds clear.
June 16, 2008:
*goes to bank to deposit the cheque*
*stands in line*
*looks at the cheque -- realizes it's post-dated to the 20th*
*leaves bank with cheque undeposited*
June 20, 2008:
*is a Friday, can't get to the bank before closing*
June 21-22, 2008:
*decides not to deposit the cheque to the ATM, because I don't want the hold like last time*
*waits*
June 23, 2008 (today):
*goes to bank to deposit inheritance money*
Me: Hi, I'm here to deposit this check.
Teller: Sure thing. There's going to be a 5-day hold on all but $200 of it, though.
Me: *boggles* But... last time they told me there wouldn't be a hold if I brought it to a teller!
Teller: That's for government cheques and paycheques only. Everything else gets a hold.
Me: *grumbles* Fine.
*leaves bank*
One of these days, I'll actually have access to this money, I'm sure. Grumble, grumble.
A few vignettes:
May 17, 2008:
*deposits GST return in bank's ATM -- I had promised this money to my mom, for various reasons*
May 27, 2008:
*goes to bank with Mom to withdraw money*
Me: Hi, I'm here to withdraw my money.
Teller: Oh, sorry. There's a hold on it until tomorrow.
Me: *boggles* Um... it was a government cheque!
Teller: Yeah, but the ATM doesn't know that. Next time, come to the teller and we won't put a hold on it.
Me: *grumbles* Fine.
*leaves bank, gets money a few days later*
June 10, 2008:
*phone call with my father*
Dad: So, the cheque's ready, but we've post-dated it to the 15th (a Sunday), to make sure the funds clear.
June 16, 2008:
*goes to bank to deposit the cheque*
*stands in line*
*looks at the cheque -- realizes it's post-dated to the 20th*
*leaves bank with cheque undeposited*
June 20, 2008:
*is a Friday, can't get to the bank before closing*
June 21-22, 2008:
*decides not to deposit the cheque to the ATM, because I don't want the hold like last time*
*waits*
June 23, 2008 (today):
*goes to bank to deposit inheritance money*
Me: Hi, I'm here to deposit this check.
Teller: Sure thing. There's going to be a 5-day hold on all but $200 of it, though.
Me: *boggles* But... last time they told me there wouldn't be a hold if I brought it to a teller!
Teller: That's for government cheques and paycheques only. Everything else gets a hold.
Me: *grumbles* Fine.
*leaves bank*
One of these days, I'll actually have access to this money, I'm sure. Grumble, grumble.
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no subject
Date: 2008-06-24 10:31 pm (UTC)It's just frustrating, is all.